$570,000

If you've been looking for a home in North Chattanooga with room for guests, extended family, or potential rental income, take a closer look at 689 Ladd Avenue. Just minutes from downtown and the restaurants, shops, and parks of the Northshore, this four-bedroom, three-and-a-half-bath home offers approximately 2,840 square feet across three levels, including a fully furnished lower-level apartment with its own exterior entrance. The downstairs space is what makes this home especially interesting. With a full kitchen, bedroom, bathroom, living area, and separate laundry hookups, it is already furnished for someone looking to host family or explore short, mid, or long-term rental possibilities, subject to applicable regulations, permits, and eligibility. A replacement mini-split HVAC system and a French drain added near the lower entrance are among the recent improvements. On the main level, hardwood floors and a gas fireplace make the living area feel welcoming. The kitchen has an island with bar seating and an updated backsplash, with a separate dining area nearby. Fresh interior paint gives the home a refreshed look. Upstairs, the spacious primary suite includes a remodeled bathroom, with additional bedrooms and laundry hookups on the same level. Outside, the fenced yard offers space for pets, gardening, or simply enjoying some time outdoors without a large yard to maintain. Whether you'd use the lower level for visiting family, a separate household space, or a potential income-producing rental, it's easy to see the appeal of having those options in this location. At 689 Ladd Avenue, you're close to downtown Chattanooga and the Northshore, with the added benefit of a furnished apartment that's already in place.